Services

Interim CFO & CRO Services

  • Interim Chief Financial Officer, Chief Risk Officer, or Treasurer support can help your team continue to perform while you focus on finding the best long term solution. Rock Creek offers solutions for organizations that may need support for a lost key employee, or need additional finance or risk support during an interim period.

Balance Sheet Strategy

  • NIM improvement, cost of funds reduction, optimal capital allocation, and liquidity enhancements.

  • Competitor analysis, and the ability to asses opportunities and challenges and across the asset, liability or in non-interest areas to optimize your balance sheet and financial strenght.

Treasury, Liquidity, ALM

  • ALCO design and enhancement, ALM and FP&A analysis.

  • Policy reviews and updates, stress testing, contingency funding plans, liquidity playbooks.

  • Investment portfolio strategy, derivatives program setup & approval, pledging optimization, funds provider diversification.

Regulatory Readiness & Remediation

  • Readiness reviews, responses to exam findings, and pathways to approvals.

  • Board and ALCO reporting packages, governance enhancements, and training.

  • Liquidity crisis management, interim leadership coverage, and the ability to rapidly restore relationships with regulators.

  • Ability to quickly deploy tried and tested tools and solutions that allow an organization to buy time, identify options, and resolve a liquidity crisis.

Crisis Stabilization

Investment Portfolio Management

  • We can build and manage updated investment portfolio plans, and create Board buy-in that optimizes your balance sheet for IRR, liquidity and earnings strength.

  • Our ability to add and manage structure products on your balance sheet, such as RMBS, CMBS, CLOs as well as underwrite and manage credit can lead to significant balance sheet risk mitigation across IRR and liquidity.

Strategic Planning & Investor Relations and Advisory

  • Capital and strategic planning, designing liquidity and capital based financial forecasts tied to strategic goals.

  • Development and build out of investor relations strategy and support.

  • Due diligence related to financial and risk related issues for investors

We Advise both Banks and Credit Unions

  • We have worked with both banks and credit unions, and for banks and credit unions prior to advisory work.

  • We understand the cultural differences, goals, challenges and operating environments unique to each group and have the ability to ensure we align with those cultures.